About This Tool

This is a retirement modelling tool for Australians approaching retirement. It helps you understand the financial impact of decisions like reducing your work hours, drawing on a Transition to Retirement income stream, or optimising your super contributions.

What this tool does

• Models how long your super and savings will last in retirement
• Compares your income on fewer days vs full-time with a TTR income stream
• Shows how much concessional contribution cap you have remaining
• Estimates your Age Pension entitlement based on the assets and income tests

What this tool does not do

• It does not provide personal financial advice
• It does not recommend any specific course of action
• It does not name or endorse any specific super fund or product
• It is not a financial product or service — we do not hold an AFSL

Your data

If you use the tool without signing in, your financial details are stored only on your device (in your browser's local storage). They are never sent to our servers. We only collect anonymised demographic brackets (e.g. age range, salary range) to understand our users and improve the product.

If you sign in, your name, email, and financial profile are stored securely in our database so you can save and return to your scenarios. You may request deletion of your data at any time. See our Privacy Policy for full details.

Calculations

All calculations are based on current Australian tax rates and thresholds as published by the ATO and Services Australia, including marginal tax rates, Medicare levy, Low Income Tax Offset (LITO), superannuation guarantee rates, Age Pension assets and income tests, and deeming rates. Rates are updated periodically to reflect legislative changes.

Our data sources are publicly available information from the Australian Taxation Office and Services Australia. We are not affiliated with or endorsed by any government agency.

Accessibility

This tool is designed for Australians aged 55 and over. We take readability and usability seriously:

• Minimum text size of 14px for all meaningful content
• High-contrast text throughout — no faded or low-opacity labels
• Large tap targets (minimum 44px) for buttons and interactive elements
• Clear visual hierarchy with bold headlines and readable body text
• Mobile-first design that works on phones, tablets, and desktops

If you experience any difficulty using the tool, please let us know at contact us via our website. We are committed to making this tool accessible to everyone approaching retirement.

Contact

Let's Siesta is operated by Alpine Code (ABN 83 774 179 276). For questions, feedback, or complaints, contact us at contact us via our website.